Travel & International Plans in Oakland, CA
Planning a trip can be a stressful process involving significant time and money, especially if you’re traveling internationally. You can purchase travel insurance to help protect your financial investments before you embark. Travel insurance may help reimburse you if unexpected, costly incidents affect your trip.
What Is Travel Insurance?
Travel insurance is a type of coverage designed to protect you against potential risks and financial losses while traveling. Some of the most common risks associated with traveling include lost luggage, last-minute cancellations and medical emergencies.
What Does Travel Insurance Cover?
Travel insurance can include a wide range of coverage options, but the following are the most common:
- Trip cancellation insurance—If you need to cancel your trip at the last minute or get cut short, travel insurance may provide reimbursement.
- Comprehensive travel insurance—This type of coverage typically helps cover a wide range of scenarios, such as delays, cancellations due to injury, illness or death, lost luggage and some emergency medical costs. Each insurance provider may have different coverage that falls under this category, so reviewing the details with your provider is essential.
Should I Get Travel Insurance?
You should consider travel insurance if any of the following scenarios apply to your trip:
- Your trip is costly or nonrefundable.
- You or your travel companion have a preexisting medical condition.
- You are traveling internationally.
- During your trip, you plan to engage in adventure sports or other risky activities.
- Your trip is during peak seasons or unpredictable weather.
- You have elderly parents, young children or family members with health issues.
- Your trip is in a high-crime or politically unstable area.
What Travel Insurance Should You Get?
Contact Burns Employee Benefits Insurance Services to discuss your travel insurance coverage options. We can help you determine what coverage is best for your travel plans.
How to Get Travel Insurance
Burns Employee Benefits Insurance Services is determined to help you learn more about potential coverage options. Reach out to one of our agents to learn more about travel insurance or request a quote on a policy.