Life Insurance

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Peace of Mind for You and Your Family

At Burns Employee Benefits, we understand that your family’s financial security is a top priority. Life insurance is an essential tool for ensuring that your loved ones are protected in the event of an unforeseen tragedy. Our individual life insurance plans provide peace of mind by offering financial support to your family when they need it most.

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Lifetime Protection You Can Trust

We offer a range of life insurance options tailored to meet your personal needs and circumstances. Whether you’re looking for basic term life insurance or more comprehensive coverage, we have plans that fit your lifestyle and financial goals. Our flexible policies allow you to choose the level of protection that best suits your family's future.

Tailored Life Insurance Plans for Your Unique Needs

By securing life insurance, you’re taking a crucial step in protecting your family’s financial well-being. At Burns Employee Benefits, we are committed to helping you find the right life insurance solution, so you can have peace of mind knowing that your loved ones are covered.

Build Your Perfect Plan

Voluntary Benefits


At Municipal Benefits, we take a personalized approach to designing voluntary benefits plans for local governments. We understand the importance of aligning these plans with your existing benefits programs while keeping a close eye on your budget. We work closely with you to ensure that the voluntary benefits we offer complement your employees' needs and provide them with comprehensive coverage.

Best Values


Municipal Benefits is committed to delivering the best value to our clients. We regularly review products, carriers, and services to ensure that you get the most cost-effective and valuable options. Our team acts as your dedicated market shopper, carefully selecting offerings that not only save you money but also enhance the overall quality of benefits for your employees.

Recruitment and Retention


Enhancing the recruitment and retention of top-quality personnel is a priority for us. Our comprehensive menu of voluntary benefits and other products gives your organization a competitive edge. When employees see the exceptional value in the benefits you provide, they're more likely to regard your organization as an attractive place to work and build their careers.

Purchasing Power


Leveraging the collective purchasing power of local governments in North Carolina, we ensure that your employees have access to significantly more cost-effective products compared to traditional vendors. This not only reduces expenses for both the employer and employees but also results in a stronger benefits package.

More Lenient Guidelines


We recognize the unique challenges faced by small local governments. With our underwriting guidelines, we offer a more flexible and accommodating approach, making it easier for smaller organizations to provide comprehensive benefits to their employees. This flexibility ensures that every employee, regardless of the size of the government, can access the coverage they need.

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