Travel & International Insurance

A man in a suit and tie is smiling with his hands folded

Peace of Mind on Every Trip

Traveling can be an exciting adventure, but unexpected events can quickly turn a dream vacation into a stressful experience. That's why having robust travel and international insurance is essential. Our comprehensive coverage ensures you can travel with peace of mind, knowing you are protected against a range of potential issues.

A woman in a blue dress is standing next to three suitcases
The wing of an airplane is flying through the clouds at sunset.

Essential Coverage for Emergencies and More

Medical emergencies can strike anytime, anywhere. With our travel insurance, you'll get the best medical care without worrying about expenses, from hospital stays to emergency evacuations. Plans can change due to illness, natural disasters, or other unexpected events. Remember that if you are enrolled in Medicare medical expenses outside of the United States are generally not covered.



Our insurance reimburses you for trip cancellations and interruptions, so your investment is protected. Lost or delayed baggage can ruin a trip, but our insurance compensates you for essential items and helps locate your belongings. Travel confidently knowing our 24/7 support team is just a phone call away, ready to assist with any travel-related issues, providing peace of mind wherever you are.

Travel Smart

Get Coverage Now
A close up of a globe on a table.

Global Coverage

No matter where you travel, our insurance offers worldwide protection.
A man in scrubs is sitting on a chair with his legs crossed.

Medical Expenses

Comprehensive coverage for medical emergencies and hospital visits.
A large passenger jet is flying through a cloudy sky.

Expat Medical

Ongoing medical coverage for US and overseas or overseas only.
A woman is walking with a suitcase at an airport.

Trip Cancellation and Lost Baggage

Compensation for lost or delayed baggage as well as cancelled trips.
A close up of a person 's hand with an iv in it.
A man in a suit is talking on a cell phone while using a laptop computer.

Protect Your Vacation

Travel with peace of mind, knowing you're protected against the unexpected with our insurance. Avoid hefty medical bills and unforeseen costs with our quick and easy claims process. Enjoy flexible plans tailored to different travel needs and budgets, covering you worldwide, including popular destinations. Extend your coverage easily if plans change, and rest assured pre-existing conditions are covered. Don’t let uncertainties ruin your trip—get your free quote today and secure your travel insurance. For assistance, contact our customer support.

Build Your Perfect Plan With Us

Voluntary Benefits

At Municipal Benefits, we take a personalized approach to designing voluntary benefits plans for local governments. We understand the importance of aligning these plans with your existing benefits programs while keeping a close eye on your budget. We work closely with you to ensure that the voluntary benefits we offer complement your employees' needs and provide them with comprehensive coverage.

Best Values

Municipal Benefits is committed to delivering the best value to our clients. We regularly review products, carriers, and services to ensure that you get the most cost-effective and valuable options. Our team acts as your dedicated market shopper, carefully selecting offerings that not only save you money but also enhance the overall quality of benefits for your employees.

Recruitment and Retention

Enhancing the recruitment and retention of top-quality personnel is a priority for us. Our comprehensive menu of voluntary benefits and other products gives your organization a competitive edge. When employees see the exceptional value in the benefits you provide, they're more likely to regard your organization as an attractive place to work and build their careers.

Purchasing Power

Leveraging the collective purchasing power of local governments in North Carolina, we ensure that your employees have access to significantly more cost-effective products compared to traditional vendors. This not only reduces expenses for both the employer and employees but also results in a stronger benefits package.

More Lenient Guidelines

We recognize the unique challenges faced by small local governments. With our underwriting guidelines, we offer a more flexible and accommodating approach, making it easier for smaller organizations to provide comprehensive benefits to their employees. This flexibility ensures that every employee, regardless of the size of the government, can access the coverage they need.

Share by: