Voluntary Benefits

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Boost Your Compensation Package

Voluntary benefits are extra insurance choices employers provide employees, along with core benefits. Employees pay for these through payroll deductions, for options like additional life insurance, legal plans, pet insurance, accident policies, critical illness policies, and identity theft programs. Offering these benefits lets employers give a more robust compensation package without high costs, attracting and keeping top talent. Employees like the flexibility to choose the coverage they want, boosting job satisfaction and well-being, while also obtaining  desired coverages at better rates than they could receive on their own.

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Tailor Your Benefits

Voluntary benefits not only enhance an employee's financial security but also contribute to a healthier, more productive workforce. These benefits provide peace of mind, knowing that unexpected medical expenses, personal losses, or other life events can be managed without significant financial strain. Moreover, offering a variety of voluntary benefits allows employees to customize their benefits package, ensuring they receive the most relevant and useful coverage. This flexibility can lead to higher employee morale, reduced absenteeism, and increased loyalty to the company.



Voluntary Benefits

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Additional Life Insurance

Provides financial protection for employees' families in the event of their death.
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Critical Illness Plan

Provides a cash payment for those undergoing treatment of certain critical illness. 
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Accident Insurance

Provides a payout for injuries resulting from accidents, covering medical costs and other expenses.

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Voluntary Benefits

At Municipal Benefits, we take a personalized approach to designing voluntary benefits plans for local governments. We understand the importance of aligning these plans with your existing benefits programs while keeping a close eye on your budget. We work closely with you to ensure that the voluntary benefits we offer complement your employees' needs and provide them with comprehensive coverage.

Best Values

Municipal Benefits is committed to delivering the best value to our clients. We regularly review products, carriers, and services to ensure that you get the most cost-effective and valuable options. Our team acts as your dedicated market shopper, carefully selecting offerings that not only save you money but also enhance the overall quality of benefits for your employees.

Recruitment and Retention

Enhancing the recruitment and retention of top-quality personnel is a priority for us. Our comprehensive menu of voluntary benefits and other products gives your organization a competitive edge. When employees see the exceptional value in the benefits you provide, they're more likely to regard your organization as an attractive place to work and build their careers.

Purchasing Power

Leveraging the collective purchasing power of local governments in North Carolina, we ensure that your employees have access to significantly more cost-effective products compared to traditional vendors. This not only reduces expenses for both the employer and employees but also results in a stronger benefits package.

More Lenient Guidelines

We recognize the unique challenges faced by small local governments. With our underwriting guidelines, we offer a more flexible and accommodating approach, making it easier for smaller organizations to provide comprehensive benefits to their employees. This flexibility ensures that every employee, regardless of the size of the government, can access the coverage they need.